Terms

What this is

OK to Spend is a free tool for planning your household budget. It shows you what you put into it.

Not financial advice

We are not financial advisors. Nothing here is advice, a recommendation, or a professional opinion — not the numbers, not the suggestions, and not anything an AI assistant says through the app.

Every decision about your money is yours.

No guarantees

The service is provided as it is. We do not guarantee that the figures are right, that the service will be available, or that your data will be kept. Check anything that matters before you act on it.

No responsibility

We take no responsibility for anything that follows from using OK to Spend — money lost, decisions made, or data lost — as far as the law allows.

Free, and it may change

The service is free. We may change it or stop it at any time, without notice.

Your account

Keep your sign-in to yourself. Do not use the service to break the law or to harm anyone.

Where this is run from

OK to Spend is run from Norway, under Norwegian law. If you use it as a consumer somewhere else, you keep the rights your own country's law gives you — nothing here takes those away.

Changes

We may update these terms. The date at the top says when they last changed.